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Pricing

Pricing that aligns our interests with yours

We deliberately keep the flat subscription low. The free plan is permanent; Plus and Pro are flat monthly fees. A performance fee was planned, but it is not charged because it would require an SPK licence.

Free

₺0

For getting started

  • Academy (all lessons)
  • General market analysis
  • 1 backtest per day
  • Model portfolio watching
  • Transparency scoreboard
Start for free

Plus

₺149 /mo

For active followers

  • Unlimited backtests
  • AI portfolio alerts
  • Track 3 strategies
  • Paper trading
  • Email notifications
Choose Plus
Most popular

Pro

₺399 /mo

For serious investors

  • Everything in Plus
  • Personal AI portfolio guardian
  • Premium strategies
  • Tax optimisation notes
Choose Pro

Advisory

None

Personalised advice requires an SPK licence

  • FinAI does not give personalised investment advice
  • FinAI does not hold an SPK licence
  • General-purpose tools are on the free plan
Why?
Philosophy

The planned model: a performance fee

Not in effect: the model below was designed but never launched because it would require an SPK licence. Today, Plus and Pro are flat monthly fees only.

Models built on a flat subscription earn revenue whether or not you do well, which pulls the product's interests away from yours. We want the opposite.

High-water mark: A performance fee would be charged only when your portfolio exceeds the highest level it has previously reached and beats the benchmark index. You never pay twice for the same gain.

This model breaks the "subscription whether or not we win" trap by design. Our success depends directly on yours.

Example (hypothetical scenario, not a promise of returns): If your portfolio returned 40% over a year and the BIST-100 returned 25%, the performance fee would be calculated only on the 15% difference — and if you lagged the index, there would be no fee.

To be honest: in our latest measurement on real market data (Aug 21, 2026), our signal engine did not produce a return above the index (alpha versus the index: −0.88%). That is why signals are educational and research material, not investment advice. The full measurement is on the transparency scoreboard.